How to Recharge Your Phone Through Your bank Account Without the Internet

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Going to business centers just to Purchase recharge cards is fast fading out. These days people alternatively recharge via the ATM machines or Bank Online Apps installed on Phones in the bid to go cashless. 

However, all these alternative method has their own disadvantage: For instance, Using the Online Bank  App requires one to be connected to the internet, while you still have to go out to ATM Machines if you so choose that method. It is in this vein the banks came up with more flexible option using SMS codes.

Therefore the basic requirement to enjoy this service is just to have any kind of working phone. Also note that it is only with the phone number you registered with the bank that you can use to access this service for now. The Codes for 15 commercial Banks are Listed below:


1. Access Bank - *901*Amt#. Maximum of N5000 Top up Daily

2. Eco bank - *326*Amt#

3. Fidelity - *770*Amt#. Maximum of N5000 Top up Daily

4. FCMB - *389*214*Amt#

5. First Bank - *894*Amt#. Maximum of N3000 Top up Daily

6. GTB - *737*Amt#. NOTE= To recharge a friend's, dial *737*Amt*friends           No#. Maximum of N5000 Top up Daily

7. Heritage Bank - *322*030*Amt#

8. keystone Bank - *322*082*Amt#

9. SkyeBank - *389*076*1*Amt#

10. IBTC - *909*Amt#

11. Sterling - *822*Amt#

12. UBA - *389*033*1*Amt#

13. Unity Bank - *322*215*Amt#

14. Zenith Bank - *966*Amt# or *302*Amt# (for mtn users). Maximum of             N5000 Top up Daily

15. Diamond bank(yellow acct. only) - *710*555*phone no.*Amt*pin#


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